How to prepare for international postgraduate study abroad this fall
Planning for international postgraduate study involves more than just academic preparation; it includes financial planning, understanding visa requirements, adapting to a new culture and so much more. Proper preparation can help alleviate potential stress and allow you to focus more on your studies and personal growth.
Below, you’ll find essential tips to support you through each stage of the process to make your transition as smooth as possible.
Research and choose the right program
Finding a program that fits your academic and career goals is the first step. It’s important to consider not just the reputation of the university, but how the curriculum and faculty expertise align with your interests.
Here are some aspects to consider in choosing the right academic program:
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- Curriculum: Are the courses offered relevant to your career aspirations?
- Faculty expertise: Do the faculty members hold expertise in your areas of interest?
- Reputation and ranking: How well is the university recognized in your field?
- Location: How do the culture, climate and cost of living of the country match your preferences?
Financial planning and budgeting
Next, you’ll need a solid financial plan. Understanding the total cost of studying abroad and funding options will help you manage your finances better. Planning your funding early can save you from the stress of last-minute preparations.
Estimate costs: Calculate everything from tuition fees to daily living expenses. It’s important to note that the cost of living can vary significantly depending on the state you choose. Living in an expensive state like California or New York will demand a higher budget for accommodation, utilities and daily expenses compared to more affordable states like Texas or Ohio. Take these differences into account when crafting your budget.
Scholarships and grants: Scholarships and grants are essential tools for easing your financial burden. Scholarships are typically merit-based or need-based awards that provide financial assistance without the need for repayment, while grants are often need-based and aimed at supporting students who require financial help. Some of the benefits of scholarships and grants:
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- Reduce financial strain: Scholarships and grants can significantly lower the cost of education by covering tuition fees, books or living expenses.
- Encourage academic excellence: Merit-based scholarships reward students for their high academic performance, motivating them to maintain or improve their grades.
- Increase accessibility: Need-based scholarships and grants make education more accessible to students from all economic backgrounds.
By thoroughly researching and applying for relevant scholarships and grants, you can substantially decrease the financial challenges associated with studying abroad.
Student loans: MPOWER Financing offers fixed-rate, no-collateral loans between US$2,001 to US$100,000 total. MPOWER doesn’t ask you to back your loan with collateral and doesn’t require a cosigner, allowing you to take out the loan in your name alone.
In order to meet the student loan eligibility requirements for an MPOWER Financing loan, you’ll need to be:
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- Admitted to or attending an eligible school (There are more than 400 MPOWER-eligible schools in the U.S. and Canada).
- A graduate student currently in or about to start a one or two-year program.
- An international student, DACA recipient, U.S. citizen, refugee or asylum seeker.
If you meet the above criteria, apply now using the button below!
Visa and immigration requirements
Securing your visa and meeting immigration requirements is another hurdle to consider as a potential international student and will require you to plan early. The process often involves gathering a lot of documents and meeting strict deadlines. If you take out a loan with MPOWER Financing, you’re eligible to receive free visa support throughout our Path2Success Program! We help students understand and navigate elements of the F-1 visa process, including their visa interview.
Our visa support services include:
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- A free visa support letter demonstrating students are financially supported for school.
- A free visa essentials course, so students are fully prepared for their visa interview.
Accommodations
Your living situation can significantly affect your study experience. It’s important to choose accommodations that meet your needs and budget by researching your area of interest ahead of time.
Common living accommodation options available for international students:
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- University housing: Usually geographically convenient and may include utilities and meal plans.
- Private rentals: Offers greater independence but can be more complex to arrange.
- Homestays: Allow for cultural immersion and may be more affordable.
Health care and insurance
Having proper health care coverage is essential to avoid high medical fees. Ensure you select a plan that covers your medical needs while complying with university requirements. Most common health insurance requirements can include:
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- Mandatory enrollment: Many universities require students to enroll in their own health insurance plans.
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- Coverage levels: Policies might specify minimum coverage levels for certain types of care, such as inpatient and outpatient services, mental health care and prescription drugs.
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- Provider network: Some universities require that the insurance plan include access to a network of local healthcare providers.
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- Compliance with visa requirements: For international students, the health insurance must comply with visa-related health insurance requirements.
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- Exemptions and waivers: Universities may allow exemptions or waivers if a student can prove they have equivalent coverage from another plan.
Understanding and meeting these health insurance requirements is beneficial to make sure you have adequate coverage and to avoid any financial penalties or gaps in your insurance. Always review your institute’s specific policies and make sure you are in compliance.
Academic preparation
Getting a head start academically can set you up for success. Familiarize yourself with the academic environment and expectations of your host university.
Academic-strengthening steps to consider:
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- Contact professors and classmates: Use online forums or social media groups to make connections. Establishing a network before you arrive can provide valuable support. Professors can offer guidance on what to expect from their courses and might share supplementary materials. Classmates can share notes, recommend resources and help you integrate into social and academic life more smoothly.
- Review the curriculum: Familiarize yourself with suggested readings and course structures. Many universities publish syllabi or reading lists in advance. Reviewing these materials can help you get a head start on your studies, identify areas where you might need extra preparation and plan your study schedule effectively. Understanding the course structure in advance ensures you can balance your academic workload with other activities.
- Understand expectations: Learn about the grading system and unique academic requirements of your host university. Different universities have varying grading systems, assignment structures, attendance policies and participation requirements. Some schools may emphasize original research, while others might focus more on exams and practical applications. Knowing these expectations ahead of time allows you to adjust your study habits and ensures you meet all academic requirements successfully.
Final thoughts: Planning for international postgraduate study goes a long way
Preparing for international postgraduate study abroad involves careful and comprehensive planning. Along with financial, academic and cultural preparations, it’s important to understand the host country’s educational system, secure visas and arrange health insurance. By thoroughly preparing, students can ensure a smooth transition and fully enjoy their international postgraduate study experience.
