Fund your education.
Live your dream.

Lock in rates as low as 9.99% (10.89% APR)* for the fall 2025 semester with our lightning-fast application. Apply by December 31, 2024!

Nerdwallet Best-of Awards 2024

Funding for international students, by international students

NerdWallet named MPOWER Financing as the 2024 "Best Student Loan for International Students" because we're not only experts in international student loans and financing but we’ve been there – and now we want to be there for you. Here’s a look at what we offer students attending an eligible U.S. or Canadian college or university:

student loan without cosigner

Flexible funding options

Fixed-rate loans from US$2,001 to US$100,000 total at competitive interest rates with up to 0.25% in interest rate discounts. Plus – we don’t mind if you have loans from other lenders; you can still apply for an MPOWER loan!

student loan without cosigner

Powered by your future potential

An independent student loan that doesn’t require a cosigner or collateral. Build U.S. credit history through on-time payments, and never face a prepayment penalty. 

student loan without cosigner

Our fastest process yet

In just 30 seconds, see if you’re eligible to apply. From our lightning-speed application process to our seamless disbursement, we have you covered.

student loan without cosigner

Support along the way

Free visa support letters, exclusive career strategy services and the potential for a conditional loan offer in a matter of days.

student loan without cosigner

Funding at your fingertips

Secure your loan faster than ever with MPOWER’s quickest application yet, available worldwide. Apply today for funding!

*Rates as low as 9.99% (10.89% APR) available only for the fall 2025 semester and you must submit your application by December 31, 2024. This interest rate and APR includes a 0.25% discount for automatic recurring payments and a 0.75% discount from our limited-time early planner promotion.

What we’ve achieved together 

100%

 digital loan application process

15,000+

students funded

190+

eligible countries of citizenship

400+

U.S. and Canadian schools supported

91%

of students indicate an MPOWER loan was instrumental in their ability to study abroad

45%

of customers are first-generation college students

Our mission is personal 

We’re a public benefit corporation founded by international students on a mission to help global citizens like you reach your goals. At MPOWER, we’ll help you succeed. We make loan decisions based on your future potential, rather than your past.

About Us

Supporting you through school and beyond

There’s more to making your international education journey a success than securing funding. MPOWER offers scholarships and loans along with additional services designed to meet the unique needs of students and graduates like you.

student loan without cosigner

Get a loan

Apply Now

student loan without cosigner

Refinance an existing loan

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student loan without cosigner

Apply for scholarships

Apply now

student loan without cosigner

Join our career services program exclusive for MPOWER borrowers: Path2Success

Learn More

student loan without cosigner

Resources and information for students

Learn More

Featured mentions

American Banker

Best Fintech to Work for in 2018, 2019, 2020, 2021, 2022, 2023 and 2024

We’re proud to be one of the best fintech’s to work for seven years in a row!

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Top Midsize Company in Greater D.C.

On the corporate diversity index ranked #1 for midsize companies in greater D.C.

nerdwallet-logo

Rated Best International Student Loan by Nerdwallet

Best for international students without a cosigner.

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Fantastic Service Reviews from Customers

96% of our customers report being “happy” or “satisfied” with our level of service.

What our students say

I highly recommend MPOWER Financing to any international student looking for a reliable and trustworthy funding partner. Thank you, MPOWER, for helping to make my educational dreams a reality!

| Philip

Thanks to MPOWER's unwavering support and prompt action, I received the confirmation needed, ultimately leading to the approval of my visa. I am immensely grateful for their assistance in making my educational aspirations a reality.

| Yoofi

Thanks to MPOWER I am grateful, and I am now able to pursue my educational goals with confidence. Highly recommended!

| Fawad

Thousands of positive Trustpilot reviews

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Abhinandan Kumar Singh
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Stars

The loan processing system of M Power is very fast and smooth. I received the offer support letter within 4-5 days from completion of my application. The best part about the M power is that they need any collateral. Other than this they also provide visa guidance support and various Scholarships.

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Sunny
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Stars

Excellent service provider. All disbursements done systematically and well in time.

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Muhammad Hashim Awan
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Stars

It was a great experience having and trying your services.

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Chiamaka Kalu
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Stars

Mpower financing is a very reliable platform and disbursement of money is a top notch.thank you mpower for your assistance

Fund your study
abroad dream.

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DISCLAIMER – Subject to credit approval, loans are made by Bank of Lake Mills or MPOWER Financing, PBC. Bank of Lake Mills does not have an ownership interest in MPOWER Financing. Neither MPOWER Financing nor Bank of Lake Mills is affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. None of the information contained in this website constitutes a recommendation, solicitation or offer by MPOWER Financing or its affiliates to buy or sell any securities or other financial instruments or other assets or provide any investment advice or service.

2024 © MPOWER Financing, Public Benefit Corporation NMLS ID #1233542

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1101 Connecticut Ave. NW Suite 900, Washington, DC 20036 The Cube at Karle Town Center, 9th Floor, 100 Ft, Nada Prabhu Kempe GowdaMain Road, Next to Nagavara, Bengaluru, Karnataka 560045, India
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